Midland Credit Management

Midland Credit Management is one of the major collection agencies based in San Diego, CA and other US states. Midland is specialized in collecting delinquent accounts such as credit card charge offs. Midland goes after the consumers who have overdue and debts. Midland purchases their debts directly from their creditors and pursues legal activities to recover debts from the consumers such as harassing phones calls, legal letters and damaging your credit score by reporting derogatory information on your credit report which may cause rejection for any new credit accounts like credit cards, mortgage, auto loan etc.

Now days it is very important to learn credit reporting system because every other person needs to remove bad items from credit report. Credit Repair Company is always a choice but it can also be repaired using self-help approach. You just need to understand your rights under Fair Credit Reporting Act and Fair Debt Collection Practices Act. These acts allow you to dispute anything on your credit report that is not related to you or inaccurate. So the major purpose of these acts is to provide protection to the consumers from being abused by collection agencies or other financial institutes.

You can use these laws against Midland Credit Management by disputing negative item reported by Midland. Credit bureaus take serious notice of your disputes and eliminate derogatory information within 30 days time if the dispute is validated. I had many bad items on my report. I had not had enough money to get my credit repaired. I used self-help approach and got my report fixed in few weeks. That’s why I always recommend self-help approach to repair your credit report.

Contact info:
Midland Credit Management
8875 Aero Drive Suite 200
San Diego, CA 92123
TEL : 858-560-2600
Or - (877) 445-4581
Or - (800) 282-2644
FAX : (800) 306-4443
www.mcmcg.com

Other MCM Addresses
P.O. Box 939019
San Diego, CA 92193