Collect America

Collect America is one of the major collection agencies of United States located in Denver, Colorado. Collect America is specialized in collecting overdue consumer debts such as credit card charge offs. Collect America purchases delinquent accounts from the creditors and recover them from the debtors. Collect America sets their payment terms with consumers and aggressively tries to recover the debts from the consumer. Collect America may use various techniques like harassing phone calls, threatening letters, legal proceedings and threatening to report damaging information on credit reports such as defaulted, charge offs, collection or collection paid for less. If you have any of these marks on your credit report, your credit history is at risk because creditors will not approve you for credit accounts unless you have them eliminated from your credit report.

Fortunately there are several consumers protections laws those protect you from being abused by collection firms. You can use your rights against Collect America to delete negative marks from your credit report. Credit Repair Companies do a good job in eliminating bad items from your credit report but make sure that company you are going to deal with is legit and has satisfactory BBB ratings.

Once I had a negative item on my credit report placed by Collect America but now my credit report is absolutely clean. I am really thankful of the company I hired to fix my credit report.

Contact info:
Collect America
Headquarters 370 17th Street
Denver, CO 80202
TEL : 303.292.3345
www.collectamerica.com